Vineyard Church Northwest
Dave Ramsey’s Financial Peace University is a life-changing program that teaches you how to make the right decisions with your money. You'll be empowered with the practical skills and confidence needed to achieve your financial goals and experience true financial peace!
What will I learn?
Each of the 13 Lessons deals with a different topic that will change the way you think about personal finance. Dave teaches about how to save money, live on a budget, communicate about money, eliminate debt, find bargains, and experience the joy of giving.
Proven success
On average, families completing FPU pay off $5,300 in debt and save $2,700 in just 13 weeks. That's an $8,000 change in position in just 91 days!
How do the classes work?
Classes are held once per week for 13 consecutive weeks. In FPU, you will watch a video lesson and participate in discussion groups that will change how you think about money. Dave explains how money really works in a simple, easy-to-understand style. You'll actually have fun as you learn!
How long is each class session?
Each class session lasts approximately two hours.
- Hour 1: Financial teaching by Dave Ramsey via video.
- Hour 2: Small groups. The small group discussions will help you apply the principles to your daily life. You and your group members will support each other and hold each other accountable as you work together to transform your financial future. The small group discussions are crucial because when it comes to personal finances, it's only 20% head knowledge and 80% behavior!
What happens if I miss one class? Can I make it up?
As part of your FPU kit, you will receive the audio portion of all 13 lessons in your kit. If you miss a class meeting, simply review the audio during the week and discuss a meaningful highlight with your class coordinator when you return to class.
You could also ask your coordinator about possibly making up sessions or borrowing the DVD.
How many classes do I need to attend in order to graduate?
You must attend 12 of the 13 classes to qualify for a graduation certificate.
What are the subjects covered in each lesson?
- Super Saving. Dave explains the Seven Baby Steps that will guide you throughout FPU.
- Relating With Money. This lesson will teach spouses how to communicate and work together toward success.
- Cash Flow Planning. Unlock the secret of developing a monthly spending plan.
- Dumping Debt. Debunk the myths that most people believe about debt!
- Credit Sharks in Suits. Dave unpacks your credit rating and shows you how to handle collectors when they call.
- Buyer Beware. Dave reveals the power and influence that marketing has on you.
- Clause and Effect. Dave walks you through the world of insurance.
- That's Not Good Enough! Discover the seldom-used secrets of buying only bargains.
- Of Mice and Mutual Funds. Understand long-term investing and empowers you to make your own decisions about your investments!
- From Fruition to Tuition. Dave walks you through the maze of retirement options.
- Working in Your Strengths. Avoid dead-end or mind-numbing jobs and get tips for job hunting.
- Real Estate & Mortgages. Win when buying or selling your home.
- The Great Misunderstanding. Dave will show you how giving can revolutionize your attitude and improve your finances, business and relationships.
Who benefits from this program?
Everyone truly benefits from this program, regardless of your age (be it 21 or 61), regardless of your income (be it $12,000 or over $100,000 per year), and regardless of being single, married, divorced or a single parent. Everyone benefits from FPU!
How do I get started?
Visit www.daveramsey.com to find the locations of upcoming classes in our area.
Vineyard Church NW
9165 Round Top Rd • Cincinnati, OH 45251
T: (513) 385-4888 F: (513) 385-4854
W: www.vcnw.org
E: info@vcnw.org
